| | 31.12.2014 | 31.12.2013 |
|---|
| Technical provisions |
176,441 |
- |
|---|
| Liabilities due to insurer’s investment contracts divided into: |
2,503,281 |
- |
|---|
| Structured products |
252,184 |
- |
|---|
| Products combining policy and deposit |
3,732 |
- |
|---|
| Unit-Linked investment products |
2,247,365 |
- |
|---|
| Total |
2,679,722 |
- |
|---|
Vast majority of insurance products refer to investment products, in which risk is borne by a policyholder. Detailed information on insurance risk is included in the note 68 ‘Insurance risk management’.
| | 31.12.2014 | 31.12.2013 |
|---|
| Liabilities due to insurance operations, gross, of which: |
|
|
|---|
| Provisions for life insurance |
188,099 |
- |
|---|
| Provisions for unpaid claims and benefits |
67,316 |
- |
|---|
| Technical provisions for life insurance if a policyholder bears the deposit (investment) risk |
2,284,839 |
- |
|---|
| Provisions for premiums and provisions for unexpired risk |
138,909 |
- |
|---|
| Provisions for the bonuses and rebates for the insured |
691 |
- |
|---|
| Other technical provisions defined in the memorandum |
1 |
- |
|---|
| Total liabilities due to insurance operations, gross |
2,679,855 |
- |
|---|
| Reinsurer’s share |
(133) |
- |
|---|
| Liabilities due to insurance operations, net |
2,679,722 |
- |
|---|
