34. Liabilities due to insurance operations [1]
| 31.12.2014 | 31.12.2013 | |
|---|---|---|
| Technical provisions | 176,441 | - |
| Liabilities due to insurer’s investment contracts divided into: | 2,503,281 | - |
| Structured products | 252,184 | - |
| Products combining policy and deposit | 3,732 | - |
| Unit-Linked investment products | 2,247,365 | - |
| Total | 2,679,722 | - |
34.xlsx [2]
Vast majority of insurance products refer to investment products, in which risk is borne by a policyholder. Detailed information on insurance risk is included in the note 68 ‘Insurance risk management’.
| 31.12.2014 | 31.12.2013 | |
|---|---|---|
| Liabilities due to insurance operations, gross, of which: | ||
| Provisions for life insurance | 188,099 | - |
| Provisions for unpaid claims and benefits | 67,316 | - |
| Technical provisions for life insurance if a policyholder bears the deposit (investment) risk | 2,284,839 | - |
| Provisions for premiums and provisions for unexpired risk | 138,909 | - |
| Provisions for the bonuses and rebates for the insured | 691 | - |
| Other technical provisions defined in the memorandum | 1 | - |
| Total liabilities due to insurance operations, gross | 2,679,855 | - |
| Reinsurer’s share | (133) | - |
| Liabilities due to insurance operations, net | 2,679,722 | - |
34_b.xlsx [3]