Fee and commission income
| 2014 | 2013 | |
|---|---|---|
| Income from financial assets, which are not measured at fair value through profit and loss, of which: |
603,852 | 585,484 |
| income from loans and advances granted | 603,852 | 585,484 |
| Other commissions from: | 3,393,917 | 3,336,775 |
| payment cards | 1,271,459 | 1,314,322 |
| maintenance of bank accounts | 922,206 | 894,520 |
| loans insurance | 238,297 | 266,199 |
| maintenance of investment and open pension funds (including management fees) | 444,980 | 400,413 |
| cash transactions | 114,053 | 126,765 |
| securities transactions | 95,549 | 79,334 |
| servicing foreign mass transactions | 68,652 | 52,290 |
| providing services of an agent for the issue of Treasury bonds | 23,037 | 29,022 |
| sale and distribution of court fee stamps | 9,613 | 20,927 |
| investment and insurance products | 60,471 | - |
| other* | 145,600 | 152,983 |
| From fiduciary activities | 4,386 | 4,343 |
| Total | 4,002,155 | 3,926,602 |
* Included in ‘other’ are i.a.: commissions of the Brokerage House of PKO Bank Polski SA for servicing Initial Public Offering issue and commissions for servicing indebtedness of borrowers against the State budget.
Income from insurance operations
| 2014 | 2013 | |
|---|---|---|
| Income from insurance intermediary | 2,313 | - |
| Income from policies administration | 5,328 | - |
| Income from fund management | 45,130 | - |
| Other | 7,700 | - |
| Total | 60,471 | - |
Fee and commission expense
| 2014 | 2013 | |
|---|---|---|
| payment cards | (669,758) | (575,584) |
| loans insurance | (100,219) | (95,005) |
| acquisition services | (112,432) | (101,673) |
| settlement services | (27,845) | (24,383) |
| assets management expenses | (18,827) | (12,634) |
| fee and commissions for operating services provided by banks | (15,927) | (11,488) |
| other* | (123,641) | (100,083) |
| Total | (1,068,649) | (920,850) |
* Included in ‘other’ are i.a.: fee and expenses paid by the Brokerage House of PKO Bank Polski SA to WSE and to the National Depository for Securities (KDPW).