Interest and similar income
| 2014 | 2013 | |
|---|---|---|
| Interest income calculated using the effective interest rate method, with respect to financial assets, which are not measured at fair value through profit and loss, of which: | 9,944,868 | 9,774,336 |
| Income from loans and advances to customers, of which: | 9,146,594 | 9,062,589 |
| from impaired loans | 467,098 | 499,865 |
| Income from loans to banks | 7,229 | 2,941 |
| Income from investment securities | 641,242 | 539,640 |
| Income from placements with banks | 140,097 | 165,156 |
| Other | 9,706 | 4,010 |
| Other income, of which: | 792,563 | 989,158 |
| Income from financial assets designated upon initial recognition at fair value through profit and loss | 388,234 | 470,979 |
| Income from derivative hedging instruments (Note 20) | 343,316 | 454,278 |
| Income from trading assets | 61,013 | 63,901 |
| Total | 10,737,431 | 10,763,494 |
Interest expense and similar charges
| 2014 | 2013 | |
|---|---|---|
| Interest expense calculated using the effective interest rate method, with respect to financial liabilities, which are not measured at fair value through profit and loss, of which: | (3,192,259) | (4,018,230) |
| Interest expense on amounts due to customers | (2,541,207) | (3,457,801) |
| Interest expense on loans from banks | (86,052) | (31,984) |
| Interest expense on debt securities in issue and subordinated liabilities | (512,676) | (472,588) |
| Premium expense on debt securities available for sale | (40,927) | (38,737) |
| Interest expense on deposits from banks | (11,397) | (17,120) |
| Other expense | (22,241) | (23,302) |
| Interest expense on financial assets designated upon initial recognition at fair value through profit and loss | (10,234) | (14,375) |
| Interest expense on trading assets | (12,007) | (8,927) |
| Total | (3,214,500) | (4,041,532) |