In 2014 due to the growth of business activity the Bank strengthened its position in respect of its share in the deposit market, which amounted to 17.3% and increased by 1 pp. y/y. As regards loans, market shares also increased to the level of 17.9%, in particular in respect of loans for retail clients (+3.8 pp.).
An increase in shares in respect of retail client’s loans was determined by the increase in shares in housing loans (+5.3 pp.), which is a result of the acquisition of significant loans portfolio as a result of the legal merger, improved of share in consumer loans (+0.2 pp. y/y), and loans for corporate clients, which remained at a stable level.
Market share of PKO Bank Polski SA (in %)*
| 31.12.2014 | 31.12.2013 | 31.12.2012 |
Change 2014/2013 | |
|---|---|---|---|---|
| Loans for: | 17.9 | 16.1 | 16.1 | 1.8 pp. |
| retail clients, of which: | 22.9 | 19.1 | 19 | 3.8 pp. |
| housing | 25.9 | 20.6 | 20 | 5.3 pp. |
| in Polish zloty | 29.6 | 28.4 | 28.6 | 1.2 pp. |
| foreign currencies | 21.5 | 12.8 | 12.9 | 8.7 pp. |
| consumer and other | 15.6 | 15.4 | 16.6 | 0.2 pp. |
| corporate clients | 13.1 | 13.1 | 13.2 | 0 pp. |
| Deposits for: | 17.3 | 16.3 | 16.8 | 1 pp. |
| retail clients | 21.7 | 21.7 | 21.8 | 0 pp. |
| corporate clients | 11.5 | 9.4 | 10.2 | 2.1 pp. |
* Data source: NBP reporting system – WEBIS.