In 2014 due to the growth of business activity the Bank strengthened its position in respect of its share in the deposit market, which amounted to 17.3% and increased by 1 pp. y/y. As regards loans, market shares also increased to the level of 17.9%, in particular in respect of loans for retail clients (+3.8 pp.).
An increase in shares in respect of retail client’s loans was determined by the increase in shares in housing loans (+5.3 pp.), which is a result of the acquisition of significant loans portfolio as a result of the legal merger, improved of share in consumer loans (+0.2 pp. y/y), and loans for corporate clients, which remained at a stable level.
Market share of PKO Bank Polski SA (in %)*
|Loans for:||17.9||16.1||16.1||1.8 pp.|
|retail clients, of which:||22.9||19.1||19||3.8 pp.|
|in Polish zloty||29.6||28.4||28.6||1.2 pp.|
|foreign currencies||21.5||12.8||12.9||8.7 pp.|
|consumer and other||15.6||15.4||16.6||0.2 pp.|
|corporate clients||13.1||13.1||13.2||0 pp.|
|Deposits for:||17.3||16.3||16.8||1 pp.|
|retail clients||21.7||21.7||21.8||0 pp.|
|corporate clients||11.5||9.4||10.2||2.1 pp.|
* Data source: NBP reporting system – WEBIS.